Plumbers Insurance

Any plumber can be injured, have tools stolen or somehow land themselves in hot water on the job – no matter their level of skill and experience.

That’s why it’s important you’ve got the right coverage to protect your business (and your family’s livelihood) against losses from property damage, personal injury and material damage.

At Insurance Web, we are your local insurance plumbing specialists and understand every business is unique.

That’s why our dedicated insurance broker representatives customise your policy – whether you work on residential, commercial or industrial projects – to ensure you are covered for exactly what you need.

Reach out to us today to find out more!

Call 1300 800 091

Risk Exposures for Plumbers

Plumbers are exposed to a range of risks when on the job. From an insurance perspective, the biggest risk exposures are:

  • Public Liability
  • Product Liability
  • Professional Indemnity
  • Employer Liability/ Worker’s Compensation

Key Insurance Requirements for Plumbers

Public and products liability

To protect yourself against any potential incidents that happen to third parties.

Tools and equipment

Get cover for loss of tools or equipment through damage or theft.

Motor vehicles and trailers

Insure against potential accidents or damage to your business vehicles.

IMPORTANT NOTE: Licensed plumbing practitioners in the state of Queensland who are carrying out work that requires a compliance certificate, must be covered by the optimal level of insurance

What Insurance does a Plumber Need

Public Liability Insurance for Plumbers

Public Liability is imperative for any plumber or plumbing contractor.

It can provide coverage if:

  1. A property has sustained damage as a result of plumbing work you’ve carried out.
  2. A third party has been injured and a compensation claim has been made against you.

Professional Indemnity Insurance for Plumbers

Design and Construct Professional indemnity insurance provides protection from financial loss for the conduct of professionals in the building industry who perform a combination of physical construction or installation and design.

If you’re alleged to have provided inadequate services or designs, or advice that cause your client to lose money as a result of your professional advice, this can lead to costly out-of-pocket expenses. Design and Construct Professional Indemnity can provide coverage for:

  1. Legal costs and expenses incurred in your defence
  2. Any damages or costs that may be awarded
Best Plumbers Insurance Brisbane


What many plumbers may not realise is that insurance for this industry can be fraught with risk. If you don’t accurately declare the type of projects that you work on (and keep this information update to date with your insurer) you could be significantly out of pocket when it comes time to make a claim. 

Tool Insurance for Plumbers

To get the job done plumbers need a variety of tools, that’s why they should be covered for damage or theft. We believe the below tools should be insured:

  • Drain Cameras
  • Jetter Drain Cleaners
  • Copper Pipe Fittings Press Tools
  • General Misc Tools under $2,500 per item (unspecified items)

Book a FREE 30-minute consult

If you are local to the Brisbane Northside area and would like to make a booking for a face-to-face consultation

We’ll go through your personalised Needs Analysis – no strings attached – and we’ll check whether your business is underinsured or if you’re paying for coverage that isn’t relevant.

Feeling swamped trying to find right plumbers’ insurance?

Let our experienced representatives help you!

We're Local

We’re based in Strathpine on the northern outskirts of Brisbane, servicing a large area. We work hard to ensure you know we’re on your side and have your best interests in mind when organising your insurance cover.

Industry Expertise

We work with hundreds of small business clients across a wide range of industry. We know exactly what insurance you do – and don’t – need for your line of work. We recommend insurance policies that don’t leave your business exposed.

We Negotiate For You

Insurance Web take the hard work out of your small business insurance. We have the ability to quote up to 10 insurers – and negotiate with them – to get you the best policy and give you peace of mind.

Claims Help

We know that making a claim could be a stressful time for you and your business but we are here to ensure it is a smooth and easy process if the need ever arises. We’ll manage and follow up your claim from lodgement to resolution.

Reach out to us about Plumbers Insurance

Are you searching for the best insurance coverage for plumbers?

Talk to the team at Insurance Web today. We only want the best for you and won’t sell you insurance that you don’t need!

To organise a free 30-minute consultation, give us a call today on 1300 800 091.

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