You go to great lengths to protect your home and contents, so it makes sense to also protect any money you may make while working from home with home business revenue insurance.
Insurance Web can help you plan coverage to suit all the aspects of your home business, including protecting any incoming funds and profits you make.
Business Revenue Insurance
Protect your livelihood with a home business extension on your existing home and contents insurance.
With home business extension you’ll receive revenue protection up to 6 months which covers shortfalls that results from interruptions to home business (burnt house, floods, evacuated from home) and prevention of access.
Blue Zebra Home Business Extensions have been purposely designed to be different and, from a modern small business’s perspective, simple, fit for purpose coverage, easy to purchase, and affordable for Australian businesses operating from their own residences. Blue Zebra currently provides the Home Business Extension for over 50 common home based occupations.
Other Insurance Your Home Business May Need
Your business insurance can be covered under your existing home and contents policy. This will include;
- Public Liability up to $20 million – legal protection for death, personal injury or property damage to third parties including customers and suppliers.
- Equipment and assets – cover for the loss of any stock or equipment relating to the business, even whilst taken away from the home.
- Depending on the type of your business services offered, you may still require Professional Indemnity insurance which Insurance Web can also help you with.
The standard Home Building and Contents policy has fixed limits for the following items that are extended under the Home Business Extension:
- Tools of Trade and Equipment (increased from $10,000 to $50,000).
- Money and Negotiable Instruments (increased from $2,000 to $5,000).
Home Business Revenue Insurance
Insurance Web are your local insurance experts. Known for our simple processes, cost-efficiency and trustworthy staff, we’ll help you get the right business insurance cover so you can trade confidently and securely right now!